Investor presentation for ICICI Securities CIO Roundtable shares growth and margin track record
The bank shared its investor presentation for a CIO Roundtable hosted by ICICI Securities on Sept 24, 2026.
By ScoutQuest · · 1 min read
- Deposits Q1FY27
- ₹158,000 cr
- Gross Loan Portfolio Q1FY27
- ₹144,000 cr
- NII Q1FY27
- ₹2,700 cr
- NII Margin Q1FY27
- 5.6% of avg. total assets
- PPoP Q1FY27
- 3.0% of avg. total assets
What was shared
The bank submitted, under Regulation 30, the investor presentation used at a CIO Roundtable hosted by ICICI Securities on September 24, 2026. It is also available on the bank's website.
Growth track record shown
- Deposits: 8 (FY18) to 153 (FY26) and 158 in Q1FY27, in ₹ '000 cr, a 45% CAGR for FY18-26.
- Gross Loan Portfolio: 16 (FY18) to 140 (FY26) and 144 in Q1FY27, in ₹ '000 cr, a 31% CAGR for FY18-26.
- Net Interest Income (NII): 0.9 (FY18) to 9.1 (FY26) in ₹ '000 cr, a 33% CAGR. Q1FY27 NII was 2.7 versus 2.0 in Q1FY26.
Margins
- NII as a share of average total assets: 5.6% in Q1FY27, against 5.4% in FY26 and 5.8% in FY25.
- PPoP (pre-provision operating profit) as a share of average total assets: 3.0% in Q1FY27, same as FY26. Q1FY27 ratios are annualised.
Themes the deck covers
- Execution track record and what management calls a sustainable business model, with core businesses scaled and newer products and segments added.
- Strategy to sustain growth in both deposits and assets, with investment in distribution, technology and brand.
- Benefits the bank expects from a potential transition to Universal Banking, especially for its deposit franchise.
- An overview of the bank's technology strategy.
How to read this
This is a disclosure of material shared with analysts and institutional investors, not a results announcement. The figures are drawn from audited or limited-reviewed financials and management estimates, and the deck itself notes forward-looking statements carry risks and uncertainties.
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More numbers
- Deposits Q1FY27 (₹ '000 cr)158
- Deposits FY26 (₹ '000 cr)153
- Deposits CAGR FY18-2645%
- Gross Loan Portfolio Q1FY27 (₹ '000 cr)144
- Gross Loan Portfolio FY26 (₹ '000 cr)140
- Gross Loan Portfolio CAGR FY18-2631%
- NII Q1FY27 (₹ '000 cr)2.7
- NII Q1FY26 (₹ '000 cr)2.0
- NII FY26 (₹ '000 cr)9.1
- NII CAGR FY18-2633%
- NII as % of avg. total assets Q1FY275.6%
- PPoP as % of avg. total assets Q1FY273.0%
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