Aptus Value Housing Finance investor presentation: ₹14,177 crore AUM and ₹528 crore H1 FY27 profit after tax
H1 FY27 total income ₹1,245 crore and profit after tax ₹528 crore, up year on year from ₹1,084 crore and ₹446 crore, with AUM at ₹14,177 crore.
By ScoutQuest · · 1 min read
- H1 FY27 Total Income
- ₹1,245 crore vs ₹1,084 crore year on year
- H1 FY27 Profit After Tax
- ₹528 crore vs ₹446 crore year on year
- AUM
- ₹14,177 crore vs ₹11,767 crore
- Period
- Q2 FY27, quarter ended 30 Sep 2026
- Positioning
- Aptus presents itself as a granular, niche-focused affordable housing financier lending to self-employed low and middle income families in Tier-2/3/4 cities, with consolidated AUM of ₹14,177 crore at H1 FY27.
📈 For H1 FY27 the company prints total income of ₹1,245 crore against ₹1,084 crore a year earlier and profit after tax of ₹528 crore against ₹446 crore, with AUM at ₹14,177 crore versus ₹11,767 crore; net interest margin eased to 13.2% from 13.4%.
📈 Asset quality moved the wrong way: gross NPA was 1.68% in Q2 FY27 versus 1.55% a year earlier, net NPA 1.27% versus 1.17%, 30+ DPD 7.08% versus 6.34% and collection efficiency 98.35% versus 99.36%; cost to total income rose to 15.5% in Q2 FY27 from 13.8%.
🏭 The presentation lists four growth strategies: continued focus on home loans with a strengthened small business loan focus, deepening existing states while expanding contiguously into new markets such as Maharashtra and Odisha, broadening sourcing through connectors and digital channels, and improving productivity and credit cost.
📌 Branches reached 397 and customers 1,99,047 by H1 FY27; the company says it opened 58 branches in H1 FY27, of which 25 became operational in Q2 FY27, and that branch additions will largely focus on Maharashtra, Odisha and underserved pockets of Telangana and Andhra Pradesh.
Also from Aptus Value Housing Finance India
Q2 FY27 results, Rs. 2 interim dividend, ESOS 2026 approved by Board
4 Nov 2026
Board declares interim dividend of Rs. 2 per share; record date 13 November 2026
4 Nov 2026
Aptus Value Housing Finance India Ltd press release, Q2 FY27
4 Nov 2026
More numbers
- Total income, H1 FY27, consolidated1,245 (₹Cr)
- Profit after tax, H1 FY27, consolidated528 (₹Cr)
- AUM, H1 FY27, consolidated14,177 (₹Cr)
- Total income, H1 FY26, consolidated1,084 (₹Cr)
- Profit after tax, H1 FY26, consolidated446 (₹Cr)
- No. of customers, H1 FY271,99,047
- No. of branches, H1 FY27397
- NIM to assets, H1 FY2713.2%
- Gross NPA, Q2 FY271.68%
- Cost to total income, Q2 FY2715.5%
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