AUM crosses the Rs. 1,000 crore mark, up 35.43% YoY; H1 FY27 PAT up 19.48%
AUM crossed the Rs. 1,000 crore milestone to Rs. 1,039.35 crore, up 35.43% YoY.
By ScoutQuest · · 2 min read
- AUM
- Rs. 1,039.35 crore, up 35.43% YoY
- Profit After Tax
- Rs. 23.49 crore, up 19.48% YoY
- GNPA
- 2.88%
The headline numbers
Akme Fintrade (India) Ltd, an RBI-registered, non-deposit-taking NBFC that lends for vehicle finance and MSME needs in rural and semi-urban India, has issued a press release on its unaudited standalone results for the quarter and half year ended September 30, 2026. The Board approved the results on October 30, 2026, and they have been subjected to a limited review by the Statutory Auditors.
- Assets Under Management closed at Rs. 1,039.35 crore, up 35.43% year-on-year, crossing the Rs. 1,000 crore milestone for the company.
- Disbursements on the company's own books were Rs. 205.10 crore for H1 FY27.
- Profit After Tax was Rs. 23.49 crore, up 19.48% year-on-year.
- Earnings Per Share stood at Rs. 0.54 for the half year.
Asset quality and capital cushion
- Gross NPA was 2.88% at the end of September 2026, which the company described as an improvement over the September 2025 and June 2026 levels.
- The Capital Adequacy Ratio was 44.95%, which the release describes as nearly three times the regulatory minimum, leaving headroom for growth.
What management said
- CEO Akash Jain said H1 FY27 was a milestone period, with AUM growth described as well ahead of the roughly 20% growth expected for the NBFC sector in that quarter.
- Disbursements picked up sharply in the second quarter over the first, which the company linked to pre-festive demand for vehicle and MSME credit across rural and semi-urban markets.
- The second half of the year is described as seasonally the strongest, with expectations of Dhanteras-Diwali, wedding-season and kharif harvest cash flows keeping vehicle and small-business credit demand firm.
- The company said it stays watchful of pockets of stress in small-ticket MSME lending and of the effect of high fuel prices on transport operators, and will continue to put asset quality ahead of volume.
How to read this
- The release shows a growing loan book, a higher profit figure and an improvement in gross bad loans for the half year, along with a capital ratio well above the regulatory floor.
- The numbers are unaudited and have been reviewed on a limited basis by the statutory auditors, and the release itself states that forward-looking comments are not guarantees of future performance.
- For a retail reader, the useful takeaway is the combination of loan-book growth, profit growth and stated asset quality, read together rather than in isolation.
Also from Akme Fintrade (India)
Board approves unaudited Q2/H1 FY27 results; related party transaction statement for the half year shared
30 Oct 2026
No deviation or variation in use of issue proceeds; Q2 and H1 standalone results approved
30 Oct 2026
Board meeting outcome: standalone Q2 and H1 FY27 results approved, auditor review unmodified
30 Oct 2026
More numbers
- Assets Under Management (closing), H1 FY27Rs. 1,039.35 crore
- AUM growth YoY35.43%
- Disbursements, H1 FY27Rs. 205.10 crore
- Profit After Tax, H1 FY27Rs. 23.49 crore
- PAT growth YoY19.48%
- Earnings Per Share, H1 FY27Rs. 0.54
- Gross NPA2.88%
- Capital Adequacy Ratio (CRAR)44.95%
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